Business · General Liability
General Liability for Florida small businesses.
Request a General Liability quote online and a licensed agent will follow up shortly with real options. Complex risks route to a specialist who shops them by hand.
GL quote
Request a General Liability quote.
Tell us what your business does and a licensed agent will follow up shortly. Complex risks route straight to a specialist who shops them by hand.
- Start a quote online in a few questions
- A licensed agent follows up shortly with real options
- We'll help you get a Certificate of Insurance when you bind
What does your business do?
Free · No obligation · A licensed agent follows up shortly
What's covered
Third-party protection for your business
General Liability is the foundational policy most contracts and landlords require.
Bodily injury
A customer or visitor is hurt at your location or job site.
Property damage
You damage someone else's property while working.
Personal & advertising injury
Libel, slander, and certain advertising claims.
Products & completed operations
Claims arising after a job is done or a product is sold.
Medical payments
Small injury costs without a liability finding.
Certificates of Insurance
We'll issue a COI quickly once coverage is bound so you can win the job.
Industry-specific GL
Coverage tuned to your trade
Different operations carry different risks. Start with yours.
FAQ
General Liability questions
What does General Liability insurance cover?
GL covers third-party bodily injury, third-party property damage, and personal/advertising injury — for example a customer slipping in your shop or damage you cause at a client's site. It does not cover your own property or employee injuries; those are commercial property and workers' comp.
How fast can I get a Certificate of Insurance?
Once coverage is bound, we issue a Certificate of Insurance quickly — exactly what a general contractor, landlord, or venue typically asks for.
How much does General Liability cost in Florida?
Premiums depend on your industry, revenue, payroll, and limits. Many small, lower-risk businesses fall into affordable monthly ranges. The fastest way to know is to run a quote — it only takes a few minutes.
What if my business needs a specialist review?
No problem. If your class or size needs a specialist review, your request routes to a licensed agent who shops it with our other markets and follows up shortly.
Quote your General Liability now.
Not sure if you qualify? Start the quote and a licensed agent will follow up shortly.